As seen in Kiplinger's
RETIREMENT PLANNING 2022
Your Guide to a Secure Retirement:
MARK P. BECQUE, ARIZONA
In 1990, Mark opened his own insurance brokerage, now called Green Valley Financial. He’s a fact-finder who uses a three-appointment approach. “I’ve had people I’ve just met say they want to open an account with me, and I say, you need to do your due diligence in researching me and my recommendations. When people see that you’re really serious about listening to what they say, then a different, more qualitative relationship grows between you and them.”
PAUL IVANOFF, CALIFORNIA
Paul Ivanoff, Founder/CEO of Ivanoff Advisors, is a retirement planning and Long-Term Care expert. He has been a financial advisor for over 40 years and has a passion for helping retirees attain financial security as they plan for their retirement. He is also a member of a renowned advisory board that assists other advisors in improving their practices around the country. Paul resides in Cypress, California, with his wife Suzanne, who is an independent Medicare agent with the top carriers.
TRAVIS IVANOFF, CLTC®*, CALIFORNIA Travis has been a financial advisor over 16 years and holds Series 65, Life, and Long-Term Care licenses. He is a partner with his father Paul at Ivanoff Advisors, the family business. Travis’ passion is creating income plans for clients to retire confidently. He is a member of a renowned advisory board that helps advisors across the country improve their practices. Travis resides in Long Beach, California, with his wife, two daughters and their golden retriever Baloo.
Investment advisory services provided through Tucker Asset Management, LLC, a registered investment advisor. Ivanoff Advisors is independent of Tucker Asset Management.
LEON JAMES, CFP®*, CALIFORNIA Leon is managing director at Optivest Retirement Strategies, where he’s helped people prioritize their financial plans for over 35 years. He’s also a respected author, and his most recent articles include “The IRA Distribution Tax Trap” and “An Institutional Approach for Individuals,” published in Investment Advisor Magazine. Leon holds the CERTIFIED FINANCIAL PLANNER™ designation, is a member of the Cambridge Who’s Who Registry of Executives and Professionals, and a past recipient of their Executive of the Year Award.
This information has been derived from sources believed to be accurate. Please note - investing involves risk, and past performance is no guarantee of future results. If assistance is needed, the reader is advised to engage the services of a competent professional. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product or service, and should not be relied upon as such. All indices are unmanaged and are not illustrative of any particular investment. Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
JONATHAN BUSCH*, COLORADO Jonathan has helped clients plan their financial futures for over 15 years. He served in the United States Army National Guard after college and still has a heart to serve those who have sacrificed so much for our country. As an Investment Advisor Representative, Jonathan pays strict attention to detail, having worked four years at a top law firm in the southeast U.S. As a member of the Smarter Retirement Solutions team, he specializes in federal and state employee benefits.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Smarter Retirement Solutions is independent of Tucker Asset Management.
DARREN PETTY, CFP®, RICP®*, COLORADO
Darren Petty, Certified Financial Planner™ and Retirement Income Certified Professional®, serves as President of Tucker Financial, a comprehensive retirement planning firm in Denver, Colorado. Since 2010, he has been designing, building and maintaining client plans that provide maximum sustainable income, steady growth, and tax efficiency. With continued excellence and integrity, Darren and his capable team are guiding scores of soon-to-be retirees into their best life yet – where every day is Saturday.
Investment advisory services provided through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
KARLAN TUCKER*, COLORADO
It has been Karlan Tucker’s privilege to serve more than 5,000 retirees over the past 31 years. Many were not financially positioned for a retirement of 30-plus years, but he helped them design plans that secured their income. Karlan is co-author with Brian Tracy of Tracy’s new book, “Success in the New Economy.” He is the Founder and CEO of three firms in the Tucker Financial Group with more than $3 billion in assets under advisement.
Investment advisory services provided through Tucker Asset Management, LLC,
a registered investment advisor.
KEN TUMOLO, CFP®*, CONNECTICUT
Ken Tumolo possesses a long-held passion for helping clients attain financial security as they plan for their retirement, because he has always believed that everyone deserves a secure and independent retirement. Ken is a Certified Financial Planner™ and holds the Series 66 license, as well as Life, Health, and Long-Term Care licenses. Ken’s retirement planning methodology helps all the “pieces” fall in place – the estate planning, tax planning and the investment portfolio segment.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Tumolo Financial is independent of Tucker Asset Management. Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
ROCCO KRYNS, FLORIDA Rocco Kryns is the founder/president of Wisdom Financial Services in Fort Lauderdale, Florida. As an independent advisor, financial income strategist, lecturer, and consultant for 20-plus years, Rocco has met with over 5,000 people and prides himself in having never lost a dollar for them due to market volatility. Wisdom has owned an “A” rating by the BBB for the last decade. Rocco loves spending time with his wife Jennifer and daughter Charlie, and also enjoys sports, specifically “Iron Man” Triathlons.
JOHN RIPLEY*, FLORIDA John served as a United States Marine Officer and is honored to be an Investment Advisor Representative at Smarter Retirement Solutions. As a nationally recognized and sought-after seminar speaker, John shares a message of hope in a fun and compelling way. He and his beautiful wife Stacey stay active with five college-aged children. A proud sponsor of Federal Retirement Training around the U.S., John empowers federal employees to maximize their benefits and live their retirement dreams.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Smarter Retirement Solutions is independent of Tucker Asset Management.
CHANCE J. ROBINSON, FLORIDA
Growing up in Trenton, Florida, Chance always knew he wanted to offer a small-town level of service in his business. As president of Strong Point Financial for the past 14 years, Chance has served thousands of retirees by helping them design and implement secure retirement plans—and avoid potentially devastating financial setbacks. With a unique, systematic approach, he has now grown his business nationwide, and is also a sought-after industry coach, advising other professionals how to better serve their clients.
JOHN O'CONNOR, ILLINOIS John O’Connor has been assisting seniors, business professionals and self-employed people for over 30 years to protect their assets and invest wisely. John has also trained numerous colleagues on insurance products and retirement planning throughout Illinois.
NANCY NELSON*, LOUISIANA Born in Ontario, Canada, Nancy Nelson began working in financial services over 25 years ago and was licensed for investments and insurance in Canada, where she also obtained her Certified Financial Planning degree. In 2000, she moved to Louisiana and now holds insurance and Series 65 licenses in the U.S. Nancy is passionate about financial education and retirement planning, including long-term care, and loves to help people uncover all of their financial options.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. GBT Investment Advisors is independent of Tucker Asset Management. Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
ANTHONY L. GARRY, MASSACHUSETTS
Anthony Garry, founder/president of ALG Financial Services Inc., has been helping families retire in Greater Boston for over 20 years. ALG is a boutique, family-run business that offers individual attention to clients. “I really try to get to know each individual and family so that I fully grasp their circumstances before I customize a plan for them,” says Anthony. “I love what I do because I love working with people.”
JEFF LEONARD*, NEVADA
A fiduciary who has been serving clients for more than 18 years, Jeff provides independent, unbiased, fee-based asset management and retirement income concepts. His access to a universe of investment options puts him at the forefront of the retirement planning space. Jeff is a qualified Lifetime Member of the prestigious Million Dollar Round Table, recognized as the standard of excellence in the financial services industry.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Concepts Retirement Planning is independent of Tucker Asset Management.
MARK CHIODA, MBA*, NEW JERSEY
Mark Chioda, Managing Director/CEO of Strategic Retirement Solutions, is a widely respected financial analyst and investment advisor representative, specializing in growth and safe accumulation of assets, as well as income, retirement and Social Security planning. For over 25 years, he has assisted clients in attaining and maintaining their lifelong financial goals and objectives using proven asset allocation and income strategies.
Securities offered through TD Ameritrade Institutional, located at 7801 Mesquite Bend Drive, Suite 112, Irving, TX 75063-6043, (800) 431-3500. Investment Advisory Services offered through Tucker Asset Management, a Registered Investment Advisor. Strategic Retirement Solutions is independent of Tucker Asset Management. Strategic Retirement Solutions is neither an affiliate nor subsidiary of TD Ameritrade Institutional and does not provide tax or legal services.
PEGGY FISHER, NEW JERSEY
Peggy was raised in the insurance industry, as her mom, brother, uncle and cousins all helped clients in the insurance arena. Peggy’s mission is to help her clients “Retire Once and Retire Right.” She accomplishes this by helping people understand their money in ways that make sense to them. She has been married for 25 years, is mother to three beautiful children, and is also a devout animal lover.
MARK C. SCHULTZ, NEW JERSEY
Mark Schultz is a true professional. After graduating Fairleigh Dickinson University near the top of his class with an accounting degree, Mark continued his education at Seton Hall School of Law. Upon completing his formal education, Mark entered the field of financial planning 34 years ago. He holds numerous securities licenses and awards. Mark was an early adopter of artificial intelligence in trend analysis and owns a proprietary service which has avoided every major market crash from 1987 until now.
Securities offered through AlMax Financial Solutions, LLC, member FINRA/SIPC. Registered investment advisory services offered through Investment Capital Management, Inc., a New Jersey registered investment advisor.
RAYMOND BOSTIAN, NORTH CAROLINA
Raymond Bostian, President/Founder of Bostian Retirement Planning LLC, has assisted pre-retirees and retirees since 1976. Raymond has earned the LUTCF degree, the benchmark for retirement planning credentials. Ed Slott’s Master Elite IRA Advisor Group, named the “THE BEST” source of IRA advice by The Wall Street Journal, is another renowned group that includes Raymond as a member. Raymond has also been repeatedly named one of the top retirement advisors in the world by MDRT (TOT), the premier international industry association.
RYAN MESIMER, NORTH CAROLINA
Ryan Mesimer has been helping people retire with financial security for 22 years. He earned his CLTC designation to help clients better prepare for any extended illnesses. With his National Social Security Advisor designation, Ryan is also an expert on Social Security. He has been repeatedly named one of the top retirement advisors in the world by MDRT, the premier international association of financial professionals. Ryan is also honored to be included in Ed Slott’s Master Elite IRA Advisor Group.
CHRISTOPHER WINGLER, NORTH CAROLINA
Since 2008, Chris Wingler has found joy in navigating clients toward the retirement of their dreams. His education includes: Life, Health, Medicare and Long-Term Care insurance licenses; a Certified Long-Term Care (CLTC) designation; and a National Social Security Advisor (NSSA.) Chris has been repeatedly named to the ranks of the top retirement advisors in the world by MDRT, the premier international advisor association, and is also honored to be a member of Ed Slott’s Master Elite IRA Advisory Group.
BRILEY BACA*, OKLAHOMA
As the vice president of Advanced Financial Strategies, Briley helps provide clients with a 360-degree view of the current economic climate. As a fiduciary, he is able to choose from some of the best investment portfolios, managers and products to help his clients achieve their financial goals and shape their legacy for generations to come.
Advisory services are offered through Royal Fund Management, LLC, which is registered as an investment adviser with the SEC and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.
BRYAN BACA*, OKLAHOMA
Bryan Baca, Founder/President of Advanced Financial Strategies, Inc., has been helping people achieve financial fulfillment for 28 years. As a fiduciary and independent advisor, Bryan works with retirees, high-net-worth individuals, professionals, and small business owners. He believes comprehensive wealth management involves more than just managing assets. It’s about helping clients put all of the puzzle pieces together to optimize their planning and find their own motivation to enjoy life to the fullest.
Advisory services are offered through Royal Fund Management, LLC, which is registered as an investment adviser with the SEC and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.
MARKUS BYRD, CFS®*, TEXAS
Markus has worked as wealth advisor for 30 years, most recently as owner of Candor Wealth Management. He received his insurance license in 1991 and also became licensed in securities the same year, earning the Series 24, 51, 7, 63, 65 licenses. He was designated as a CFS® (Certified Fund Specialist) in 2000. In five separate years, Markus received the Five Star Professional Award for Wealth Manager nomination.
Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Candor Wealth Management is not affiliated with Kestra IS or Kestra AS.
BOBBY DARWIN*, TEXAS
Bobby Darwin has guided people in southeast Texas through retirement for over 20 years. Working with retirees from ExxonMobile, Valero, Dupont, Chevron, and other Fortune 500 companies in the area provided him valuable experience, and marketing his expertise on radio has earned him the trust of his local community. “The work is very serious,” said Bobby, “yet I truly enjoy when I am able to help someone find the freedom and security for a happy retirement.”
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Merit Advisory Partners is independent of Tucker Asset Management.
JOSEPH ELISON*, UTAH
Joseph is President and owner of Elison Financial Group. With over 28 years of experience in the financial services industry, Joseph provides his clients with proven strategies to increase retirement income, protect their assets from unforeseen economic disasters, and help facilitate a smooth transition of wealth to their beneficiaries.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Elison Financial is independent of Tucker Asset Management.
DEIRDRE HAFEN*, WASHINGTON
For over 25 years, Dee Dee Hafen has leveraged her considerable experience in personal retirement and wealth asset planning to guide thousands of clients through changing markets and economic challenges. She holds securities, life insurance and long term health care insurance licenses. Married with four children, Dee Dee is active in her church and local community.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Hafen Financial is independent of Tucker Asset Management.
BOB PIERCE*, WASHINGTON
Bob Pierce is a fiduciary and has completed designations of CLU (Chartered Life Underwriter), ChFC (Chartered Financial Consultant), and MSFS (Master of Science in Financial Services). Bob has authored articles, taught advanced courses, hosted the radio show “Winning Money Strategies,” and spoken in most states on financial services. He has testified before state and federal legislatures representing financial issues, including Social Security reform. Bob’s daughter, Jill Pierce, now serves as his very accomplished partner and successor.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Pierce Financial Strategies LLC is independent of Tucker Asset Management.
JON HAMMEL, WISCONSIN
Jon Hammel of Hammel & Company Advisory Group has been helping people retire since 1993 and feels privileged to have served thousands of clients. He specializes in retirement, estate and income planning, and holds licenses in five states. He has been a member of the Association of Chartered Senior Financial Planners for over a decade. In 2017, American Equity honored Jon with a trip to Washington, D.C., to meet with and help educate Senators and Congress members on retirement issues.
IGOR SHAYKEVICH*, WISCONSIN
Igor Shaykevich, President and Founding Principal of Independent Solutions LLC, is a fiduciary who has been assisting seniors in Wisconsin to secure their retirement for over 25 years. He gained renown for the hot-button financial topics he discussed as the host of the “Safe Money and Retirement Show” radio program. Igor regularly educates area investors at educational seminars open to the public. He has also shared his knowledge in a financial education class at the University of Wisconsin.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Independent Solutions is independent of Tucker Asset Management.
Not endorsed by or affiliated with any governmental entity. Guarantees are based on the claims-paying ability of the issuing insurance company. Agents are licensed for the products they sell. *Investment advisory services provided through Tucker Asset Management LLC, a registered investment adviser.